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Houston flood3/22/2023 ![]() For building in high flood risk areas, there is a 26 percent chance of experiencing a flood during the life of a 30-year mortgage, compared to a nine percent chance of experiencing a fire. ![]() More than 5 million Americans are protected with flood insurance but millions more are unaware of their personal risk for property damage or options for protection.New construction can increase flood risk, especially if it changes natural runoff paths.Between 20 and 25 percent of all flood insurance claims are filed in low-to moderate-risk areas. ![]()
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